Terms and Conditions for Financial Planning Subscription

These terms govern your use of the aracertoeon.com financial planning subscription service in Australia. Please read them carefully before subscribing or using our platform.

October 11, 2025

Acceptance of Terms

By accessing or using our services, you agree to comply with these terms and conditions. If you do not agree, please discontinue use of the service.

Definitions

For clarity, the following terms apply throughout these conditions:

  • “Service” means the subscription-based financial planning support provided via aracertoeon.com.
  • “User” refers to any person or entity subscribing to or using the service.
  • “Advisor” means a qualified professional engaged by aracertoeon.com to deliver planning services.
  • “Agreement” refers to these terms and any related policies or written documents.

Permitted Use of Service

Our service is designed for ongoing financial planning support and may not be used for product sales or investment transactions.

Eligibility

To subscribe, you must be an Australian resident and at least 18 years old. Proof of age or residency may be required.

The service is not available to minors or non-residents.

User Responsibilities

You are responsible for ensuring your information is accurate and up to date.

  • Provide complete and accurate details when subscribing or updating your profile.
  • Notify us of any changes to your personal information or contact details.
  • Use the service only for lawful, non-commercial purposes as described in these terms.
  • Comply with all applicable Australian laws and regulations.

Prohibited Activities

Do not misuse our service in any of the following ways:

  • Attempt to gain unauthorised access to our systems or user data.
  • Use the service for unlawful, fraudulent, or malicious purposes.
  • Transmit harmful software or code through our platform.
  • Violate privacy or intellectual property rights of others.
  • Use the service to promote or sell financial products.

Intellectual Property Rights

All content, trademarks, and materials on aracertoeon.com belong to us or our licensors. You may not reproduce, distribute, or create derivative works without written permission.

User Content and Submissions

Any information you submit remains your responsibility. We reserve the right to moderate, edit, or remove content as needed.

Rights Granted to aracertoeon.com:

By submitting content, you grant us a non-exclusive right to use it for service provision and improvement.

Privacy and Data Protection

Your personal information is handled in accordance with our privacy policy. Please review it to understand your rights and our data practices. Privacy Policy

Service Disclaimers

We aim to provide accurate information but cannot guarantee completeness or outcomes. Results may vary.

Important Service Notice:

No advice provided should be considered a guarantee of performance or future results.

Limitation of Liability

We are not liable for losses or damages arising from your use of the service. Use is at your own risk.

Indemnification

You agree to hold aracertoeon.com harmless from claims or liabilities caused by your misuse of the service.

Dispute Resolution and Governing Law

Any disputes will be handled in accordance with Australian law and procedures.

Arbitration

Disputes may be resolved through arbitration, as permitted by law.

This does not restrict your statutory rights as a consumer.

Online Dispute Resolution

You may use Australia’s online dispute resolution services if eligible. See the official site for more details.

Official ODR Information: Official ODR Information

Applicable Law and Jurisdiction

These terms are governed by Australian law. All claims must be filed in Australian courts.

Termination

We reserve the right to terminate access if these terms are violated or misuse is detected.

Changes to Terms

We may update these terms as needed. Continued use of the service means you accept the new terms.

Severability

If any part of these terms is held invalid, the remainder remains in force.

Entire Agreement Statement

These terms, along with referenced policies, form the complete agreement between you and aracertoeon.com.

Contact for Terms & Conditions

For any questions about our terms, please contact our team.

Contact Email: content@aracertoeon.com

Contact Phone: +61.3.0557.3083

Contact Address: 255 Broadway, Glebe, NSW 2007 Australia

Effective Date of Terms: October 11, 2025

Version: 1.2