Simple Subscription-Based Planning
Transparent monthly fee, no hidden costs or commissions
Subscribe for $250 per month and access ongoing financial planning support, regular reviews, and up-to-date advice—tailored to your needs.
Meet Our Financial Planning Team
Dedicated professionals committed to your goals
Our advisors each bring years of experience in financial consulting, with a focus on open communication and transparency. We work together to deliver a seamless, client-first experience.
You’ll always work with a qualified professional who understands the Australian financial landscape.
James Peterson
Senior Advisor
Over 15 years of experience in financial planning and client service.
James is dedicated to building long-term relationships and providing tailored advice that adapts as your goals change.
“Clear advice makes all the difference.”
Awarded Best Client Service
Certified Financial Planner
Samantha Lee
Financial Planner
Specialises in modern planning methods and clear communication.
Samantha ensures every client feels heard and supported throughout their planning journey.
“Listening comes first in financial advice.”
Client Choice Award
Priya Singh
Planning Consultant
Expert in transparent agreements and ongoing client support.
Priya helps clients navigate financial decisions, ensuring every agreement is clear and straightforward.
“Transparency is the key to trust.”
Compliance Excellence
We value your trust and are here to support you every step of the way.
Our Subscription Planning Process
We guide you from your first consultation through every monthly review, ensuring you stay on track.
Initial Consultation and Discovery
We start by learning about your needs, goals, and financial situation. This helps us personalise your plan from the beginning.
All terms, fees, and APR are explained during this session.
Custom Plan Development
Your advisor drafts a tailored plan that reflects your objectives and preferences, outlining steps and timelines clearly.
You receive written documentation and clear scheduling details.
Ongoing Monthly Reviews
Each month, we review your progress together, address questions, and adjust your plan as needed.
Consultations are included in your monthly fee.
Accessible Support and Updates
Reach out anytime between reviews for clarification or to make changes. We provide prompt, professional responses.
Support is available by phone, email, or chat.
Subscription Pricing Plans
Choose the right subscription to support your planning needs and lifestyle
Core Plan
Ongoing monthly planning support
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Monthly consultations included
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Written agreements for clarity
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Transparent APR and fee disclosure
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Flexible plan adjustments
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Direct advisor access
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No sales commissions ever
Essential Plan
Basic financial planning for individuals
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Quarterly consultations
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Written documentation
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Transparent fees and APR
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Email support
Professional Plan
Enhanced planning for business owners
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Monthly business reviews
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Written agreements included
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Transparent APR terms
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Priority support access
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Consultation scheduling flexibility
All plans include up-front APR, written agreements, and ongoing advisor support.
How We Compare to Others
See the benefits of our subscription-based financial planning model
Compare aracertoeon’s transparent subscription model with traditional fee-based financial planning providers and see how our service stands apart.
aracertoeon Subscription
Transparent monthly subscription for ongoing planning
Up-Front Fee Disclosure
Know your costs before starting
Monthly Consultations Included
Regular reviews with your advisor
No Sales Commissions
Advice is not tied to products
Easy Plan Adjustments
Update your plan anytime
Written Agreements Provided
Everything in plain language
Traditional Firm
Charges per consultation or annual retainer
Up-Front Fee Disclosure
Know your costs before starting
Monthly Consultations Included
Regular reviews with your advisor
No Sales Commissions
Advice is not tied to products
Easy Plan Adjustments
Update your plan anytime
Written Agreements Provided
Everything in plain language